Simpler + Less headache

Track EMI, loans & real cash flow — we handle the books

Business loans, private borrowings, bank, expenses, and staff payroll — double-entry behind every entry.

Loan taken? EMI schedule posts to your books. Pay staff? Attendance and salary flow to expenses. Every invoice and purchase already posts journals — your CA gets one consistent picture.

The daily headache we fix

Billing software and "accounts" are different systems. You enter twice, they disagree, and year-end becomes expensive fire-fighting.

Double-entry built in

Sales, purchases, payments post journals automatically — not bolted on later.

Expense vouchers

Rent, salary, utilities — paid from cash or bank with proper accounts.

Bank accounts & transfers

Deposits, withdrawals, and transfers between your accounts — reconcile with your bank app.

TDS on pay & receive

Withhold TDS when paying vendors or record TDS when customers deduct — books stay balanced.

Business & private loans

Bank term loans with EMI schedule, or informal borrowings with interest and principal repayments.

CA Access

Share your books in 1 click — read-only reports and ledgers, no full login. Revoke when the review is done.

Staff & attendance

Daily attendance, pay salary, printable slips — payroll posts to books without a second app.

Year close & carry-forward

Close the FY, roll openings into the next year — start clean.

Track EMI, loans & real cash flow

Money in, money out, and loans you took — all in double-entry books. No separate spreadsheet for "kitna loan baaki hai".

  • Business loans — bank term loans with EMI schedule, prepay, or foreclose
  • Private borrowings — informal loans with interest and principal repayments
  • EMI due dates on loans you took — month-end checklist flags open balances
  • Bank accounts, deposits, transfers — reconcile with your bank app
  • Expense vouchers from cash or bank — rent, utilities, salary
  • Journals post automatically — P&L and balance sheet stay current

EMI you offer customers → retail EMI sales

Staff & attendance — payroll in the same books

Mark attendance, pay salary with working days and paid leave, print slips — without a second HR app.

  • Staff list and employee master
  • Daily attendance — present, absent, half-day
  • Pay salary — working days, PTO, bonus days, deductions
  • Salary payment history and printable slips
  • Salary posts to expenses and books — month-end stays clean

What's included

  • Chart of accounts (auto-seeded on setup; add expense accounts)
  • Opening balances wizard (cash, bank, stock, customers)
  • Expense list & new expense
  • Bank accounts & bank transactions
  • Cash account activity
  • Manual journal entries
  • Customer & vendor ledgers
  • TDS on vendor payments & customer receipts
  • Business loans (EMI schedule, prepay, foreclose)
  • Private borrowings (interest & principal)
  • Staff hub — attendance, pay salary, salary slips
  • Payment reminders (collect / pay vendors)
  • Financial year activate / create & year close
  • CA Access — time-limited read-only link for CA, auditor, or stock checker (admin only)
  • Company setup wizard for new businesses

One system for billing and books

See a sale, expense, and bank entry — and the trial balance that results.

Book a demo